What Our Customers Say About Us

We had an excellent experience working with Trivalley Home Loans. I got a good interest rate for my scenario. They took the time to explain every option clearly, answered all our questions patiently, and made sure we felt confident at each step. The entire process was seamless from start to finish. A very dedicated, professional team that genuinely looks out for their clients. Highly recommend!

Great service! Helped the wife and I into our 1st ever home! They also took the time to help us every step of the way!

I consulted with Tri Valley Home Loans while shopping for a DSCR loan on an investment property, and their professionalism and transparency immediately stood out. During our conversations, they carefully analyzed my deal - projected rents, property value, and market comps - and provided honest, realistic guidance about potential challenges. They explained that a low appraisal could push the DSCR below 1.0, potentially requiring more cash to close. They backed this up with clear calculations and multiple scenarios, ensuring I fully understood the risks before moving forward. Their approach was refreshingly straightforward - no hype, no overpromising, just focused expertise on what was truly achievable given my specific situation. They prioritized setting proper expectations rather than simply telling me what I wanted to hear. While I ultimately went with another lender due to timing and other factors, the experience taught me an important lesson about the value of working with honest professionals. The scenarios Tri Valley projected during our consultation proved to be accurate, and I now deeply appreciate their integrity and client-first approach. I’m now in the market for a refinance, and I’m already working with Tri Valley on that deal. That should tell you everything about how much I trust them after that initial experience. For anyone seeking a DSCR or investment property loan, I highly recommend Tri Valley Home Loans. Their transparency, clear communication, and genuine expertise are exactly what you want in a lending partner. They earned my business the hard way - through honesty and integrity.

I had a smooth and stress-free experience with my refinance. The process was clearly explained from start to finish, and the team was responsive and professional throughout. They took the time to answer questions, explain my options, and helped secure better terms than I had before. Everything was handled efficiently, and I felt supported the entire time.

I had a great experience working with Srinivas and the team at Tri-Valley Mortgage for my home refinancing. From start to finish, the process was incredibly smooth and efficient. A few things that stood out: • Availability: They were available at any time to answer my questions, which made the entire experience stress-free. • Speed: The processing was very fast—much quicker than I anticipated! • Integrity: They stayed true to everything they committed to verbally, which is hard to find these days. I would highly recommend processing or refinancing your loans with them. Thank you, Srinivas, for the excellent service!

I am writing to express my heartfelt gratitude for your team's incredible effort in getting my loan approved. The Trivalley Team’s dedication, professionalism, and willingness to go above and beyond truly made all the difference. Your remarkable commitment shone through in every aspect of the process—from expertly navigating challenges with required documents to patiently educating us on the do’s and don’ts of the loan process and keeping me informed with clear and timely updates on our progress. Your expertise and proactive approach transformed a potentially overwhelming experience into a smooth and successful one. I am grateful for the personalized care and tireless effort you provided. The Trivalley Team has earned my highest recommendation, and I will enthusiastically share my positive experience with others.

Srinivas Kolli is always available, any time of the day and follows up promplty to take the commitment to a smooth closure. Happy to be associated with him and the team.

Great to work with!

Very prompt in responding and clarifying all the questions during the process and overall the process is smooth.

Truly appreciated the patience and clear explanations throughout my refinance journey – no confusion at any step Srini and team!

I had a great experience working with Tri Valley home loans. They made the whole process easy to understand and stress-free, always available to answer my questions and guided me through each step. I got a great rate and couldn’t be happier with how everything turned out. Highly recommend!

Tri Valley Home Loans LLC made refinancing our home an absolute breeze! Their team was incredibly professional, responsive, and guided us through every step of the process with ease. The entire process was fast, straightforward, and stress-free, saving us both time and money. They truly went above and beyond to ensure we got the best possible terms. Highly recommend Tri Valley Home Loans for anyone looking to refinance—top-notch service!

Definitely recommend, helped us secure a great rate!

I had an outstanding experience working with Srinivas at Tri Valley Home loans on my recent home loan. From start to finish, he went above and beyond to make the entire process smooth and successful. What truly stood out was his dedication and persistence. Even when a few challenges came up along the way, Srinivas stayed proactive, kept me informed, and worked tirelessly behind the scenes to ensure everything stayed on track. The communication was clear, timely, and always reassuring, which made a big difference during such a major decision. Thanks to their hard work and expertise, my loan was approved without delays, and I was able to close on my home. I’m incredibly grateful and would highly recommend Tri valley home loans to anyone looking for a mortgage lender who truly cares and delivers exceptional service. Thank you again for all your efforts!

Great experience! The loan process was quick and easy. The agent was professional, clear, and helpful every step of the way. Highly recommend if you need fast cash with no hassle!

Had a great experience with Tri Valley Home Loans! The process was smooth, communication was clear, and the team was always helpful and responsive. Highly recommend for anyone looking for a reliable mortgage partner.

I refinance my home through Tri Valley in October 2024. Srinivas was very professional and transparent. He and his team patiently answered by questions and were available. The had a great experience working with the firm. Thank you.

Easy to work with, quick processing and excellent service.

Provided detailed guidance on refinance need. competitive rate offerings. overall - good experience.

I closed my loan today with Tri Valley. The team was diligent and always ready and educate me about the process and give me the best possible deal.

I had great experience working with Srinivas and Tri- Valley Mortgage loans when reprocessing my loan. They were available anytime for any questions and the processing was very fast. They committed to what they told me verbally. I would highly recommend processing / refinancing your loans with them.

I gave Srini five stars because of the service, customer oriented, knowledge and his professional communication style. He helps us closed the house in less time than other offers so we were able to get a house we wanted. Whenever we contacted him, he had never delayed and responded within 12 hours which is above standard.

Excellent service by Srini and closed the loan within 14 days. We are fortunate to choose tri valley as the entire process was seamless and Srini was on top of every step well ahead and keep updating us promptly. I recommend Tri Valley and Srini to anyone with a blink of an eye.

I worked with Tri Valley Home Loans LLC for my home mortgage. They are very knowledgable in lending space and offered me with multiple lending options. They helped me through out my closing journey. They are really kind and nice to work with. I would highly recommend Tri Valley Home Loans for any of your mortgage/refinance needs.

We are fortunate to choose Tri Valley for our recent home purchase. From the start to close, they are there at the back helping every step and the best part is they are so fast. Highly recommend!!

I want to take this opportunity to write about our recent experience with Tri valley mortgage . We were referred to Srini by one of our close friends and what a godsend this turned out to be. Srini helped us get the best rate and helped alleviate any fears we had regarding the whole process. He was available at all times and was very patient in answering all the questions. The process was very transparent and seamless. Srini took care of the appraisal process and ensured that the rate was locked and the loan was approved in a very short period of time. If you are looking for a mortgage advisor who can get you the best rates in a transparent and seamless manner then Srini is the man!!

Good service, better rate, proactively shares various options which really helps first time buyers like me.Clarified all the questions throught the process and importantly always reachable.

I'm happy with the way Trivalley Homes handled the loan for my new home. We are first-time home buyers, the initial phase was stressful with builder lenders, and switching to Tri Valley helped us gain confidence to move forward with the purchase. Vinutha and Srinivas's team helped us understand all the details and made the process smooth and efficient. The Builder lender was pushing us for an FHA loan and rejected a conventional loan for us. Due to county limits, FHA compels me to bring more downpayment to close, and this is a deal breaker. Tri Valley team got us approved for a Conventional loan with the least downpayment and maximum loan amount thus bringing down the downpayment by 50% compared to an FHA loan from a builder lender. I have to let go 20K builder incentive, at face value it looks like a lot of money on paper. With help from Tri Valley team, we can understand that most of the Builder incentive is going towards FHA Fees & hidden closing costs. After the UW approval was complete, Tri Valley team explained to me to go back to the Builder lender allow them to match/get approval for my file for a Conventional loan, thus helping me gain the 20K builder incentive and Builder lenders replied that they can’t get it approved. Being a first-time home buyer, and given my experience in this whole process I can recognize how important it is to work with an experienced and independent mortgage broker like the Tri-Valley team to help smoothen up the process. I would highly recommend Trivalley Home Loans, they gained my trust and confidence and helped me become a homeowner.

I would like to thank the fact that am getting to write this review, which means Srinivas helped me close on a dream home. Let me start by saying, if you want monetary incentives, Srinivas is not your option. You will get either uninterested brokers who are in it for the reference alone or big companies to whom you are just another client. Srinivas, is a realtor who is just as involved in the venture as you are (if not more), combs through all possible options, helps in negotiations, involved in walkthroughs and makes it a point to help guide you through the best possible option. It was a pleasure working with him and we could do with more such honest and dedicated realtors.

Srivinas did an excellent job on our loan. The process was straightforward and everything was organized and well planned. Everything was moving on time and we had a great experience on our refinance with tri valley home loans

Srini Kolli demonstrated exceptional expertise, market knowledge, and marketing skills, which led to the successful sale of my home at a higher than asking price. His exceptional negotiation skills and dedication to maximizing the value of my property resulted in a favorable deal, exceeding my expectations. Additionally, Srini was also able to provide end to end real estate services to handle repairs, staging, cleaning etc for making this a truly seamless experience. I just had to give them the key, get regular updates and walk away with my check 🙂 Thank you Srini !!!!

Tri Valley Loans LLC is easy to work with and always respond quickly for any of my questions, I got best rates and able to close my property on time , thanks to Srinivas and his team. I am looking forward to work with them again.

It was such a pleasure to work with Tri Valley Home Loans. They educated me about their loan process to leave out any future surprises. They were very professional, knowledgeable. They worked hard to get me the best possible loan. Thank you so much. Highly recommend.

Thanks to Tri Valley Team. We could not have done this without you, and we are endlessly grateful for your hard work and expertise. If any of our friends or family are ever in need of an agent, we will be sure to send them your way.

Very Good Experience with my house purchase. Thank you.

My experience with Tri Valley Home Loans was awesome, they are very professional and transparent. They provide all options in detail and guide us throughout the process. I will definitely come back to tri valley home loans for all my future refinance needs.

Great Mortgage Company, Loan officer Srinivas closed my loan in two weeks, very appreciate it! Highly recommended:)